Affirm Details

Now even more ways to pay

Use Affirm on Apple Pay to pay over time, online or in store

See if you qualify

When Inspiration Strikes, Affirm Helps You Say Yes Without Giving Up Financial Control

Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.

Select from Flexible Monthly Payment Plans

For illustrative purposes only.

BUY WITH CONFIDENCE

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying. 

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.

 

Flexible

You choose the payment schedule that works for you.

 

Fair

Affirm doesn’t charge late fees or hidden fees of any kind, ever.

 

Rates from 0-36% APR. For example, a $650 purchase might cost $58.67/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license.​

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Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available in-store on iPhone, and online and in-app on iPhone or iPad. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see Pay with installments using Apple Pay - Apple Support.​

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The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. See your issuer in Card Settings in the app. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more.

FAQ's

 

Yes! There’s no penalty for paying early. 

 

 

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due. 

 

 

Yes—you can return an item you bought with Affirm by initiating the return process with the store. 

 

 

No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your prequalification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus.

 

You can find more information on Affirm's Help Center

 

 

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in. 

 

 

You can visit their website at affirm.com.